Get help fast, from people who know Retirify best.
Have a question? Explore our FAQs to learn how the calculator and simulator work, or email us at support@retirify.app — we usually reply within a few business days.
Built-in help tools
Most help lives right inside the app. These tools are here whenever you need clarity while planning.
Step-by-step onboarding
Step through key inputs and learn what each field means — perfect for first-time planners.
In-app explanations
Turn on in-app explanations to see how Retirify calculates savings, retirement age, and safe withdrawals.
Export your plan
Export your data as CSV, JSON, or PDF to review with a partner, advisor, or your future self.
Answers to common questions
Start here for quick answers about using Retirify.
Getting started
Learn the basics and create your first plan.
Can I use Retirify without creating an account?
Yes. You can use the calculator and run baseline simulations right in your browser — no signup required. Launch the calculator or hop into the simulator from the navigation and start experimenting instantly.
What information should I have ready before starting?
Begin with your age, annual spending goal, current savings, and ongoing contributions. You can fine-tune assumptions like investment returns, inflation, or withdrawal rate later inside the calculator settings drawer.
Can I use Retirify on my phone or tablet?
Absolutely. Retirify is fully responsive on the web, so you can open the calculator or simulator from any mobile browser today—native iOS and Android apps are in beta.
Calculator
How your projections work and how to adjust them.
What assumptions power the calculator?
Retirify compounds savings monthly using your contribution schedule and expected return. Inflation is applied to costs, and the safe-withdrawal rate determines when retirement is feasible. Adjust these assumptions directly in the main calculator form (returns, inflation, withdrawal rate).
How can I model employer matches or one-time lump-sum contributions?
Right now the calculator supports a single ongoing contribution. To approximate an employer match, include it in your total monthly contribution. For a lump-sum (bonus, asset sale, etc.), add that amount to your current savings before running the plan inside the calculator. To compare different approaches, duplicate your plan and tweak the numbers side-by-side.
Does Retirify account for taxes?
We focus on spending power after inflation. While we don’t yet model specific tax brackets, you can create a spending buffer inside the calculator to estimate after-tax needs.
Simulator
See how your plan performs across thousands of scenarios.
What data does the simulator use?
We draw from U.S. market returns (stocks and bonds), CPI inflation, and a configurable glide path. Head to the simulator to explore the data sources and assumptions before running scenarios.
How does Retirify calculate success rates?
A “successful” run means maintaining a positive portfolio balance through retirement. The simulator reports the percentage of successful outcomes along with percentile balance curves over time so you can see how often a plan stays solvent.
Can I export my simulation results?
The simulator doesn’t export yet. If you need to share results today, note key metrics or take a quick screenshot. The calculator already exports CSV, JSON, and PDF files from the Export menu, so you can still share a baseline plan.
Accounts & billing
Learn about Pro features and pricing.
Is Retirify free to use?
Yes. Everything available today is completely free. Run unlimited plans in the calculator and experiment in the simulator without a credit card.
How will billing work for Pro?
Pro will include monthly and annual plans. We’ll announce pricing before launch and give early users a chance to lock in introductory rates. Follow the pricing updates on the home page or email support@retirify.app with “Pro waitlist” in the subject line.
How can I join the Pro waitlist?
Join directly from the pricing section or email support@retirify.app with “Pro waitlist” in the subject line to reserve early access.
Still need help?
Email us with your question or scenario, and we’ll follow up with a detailed response or next steps.